- June 28, 2018
- Posted by: admin
- Category: Workers Compensation
Permanent Injury Award- Md workers comp settlement
After you have returned to work and have completed your treatment and your condition is now permanent and will never get any better, then you are entitled to a permanent injury award which is one type of a Md workers comp settlement. That award is determined based upon what the doctor says your permanent disability rating is and also looks at factors including permanent wage loss, as well as many other factors, including education, other injuries that you have had, age, experience and your actual complaints.
In order to prepare for a permanent injury hearing which is one type of Md workers comp settlement, the claimant is sent to a doctor by both the claimant’s attorney and the insurance company for a permanent impairment rating and then the case is scheduled for a hearing. At a workers’ compensation hearing for a Md workers comp settlement any medical records are automatically admissible without the necessity of bringing the doctor in to testify. Normally, the claimant testifies first and will testify as to what injuries they received, how they received those injuries, what medical treatment they had and what period of time, if any, they were off from work. On a claim for permanency in order to receive the Md workers comp settlements the claimant will testify as to any permanent complaints they have. The insurance company lawyer will then be able to ask the claimant questions regarding any prior injuries they may have had, any treatment that they may need in the future, whether they had any other accidents after the accident. A typical workers’ compensation hearing may be as short as five or ten minutes or can last as long as one or two hours.
Permanent injury awards in a Md workers comp settlement are based upon a percentage of disability to a certain part of the body. Each part of the body has a different value (meaning a different number of weeks) for a total loss of that particular body part and when the Workers’ Compensation Commission finds a certain percentage of that body part that translates into a certain number of weeks. For instance – the back is worth five hundred weeks and if the Commission awards you ten percent disability of the back, that would be equal to ten percent of five hundred weeks which would be fifty weeks.
Each week of benefit is paid out at so much money per week. All workers’ compensation permanency awards are dated back to the date you last received a check (i.e. a temporary total check). If there has been some period of time since you last received any money in this particular case then the award is back dated to that particular date and started from that date, you will receive in a lump sum weekly benefits from the date you last received benefits up to the date of the award. Any benefits that are due after the date of the award will be paid weekly.
In typical cases where the injuries are relatively minor, most, if not all of the benefits will be paid in a lump sum, since the period of weeks from when you last received a check to the time when you have a hearing, exceeds the amount of weekly benefits awarded so that all of the benefits are due at that point. In cases that are more severe, the claimant typically receives a smaller lump sum and then weekly benefits, because there is usually less of a gap in benefits from the time you last received a check unto the time you received a permanency award.
How does the Workers’ Commission determine how much money is paid each week as part of the permanency award?
Permanency awards are divided into four different categories. The first category is seventy-four weeks of benefits or less, which is typically an award of fourteen percent or less and those are paid at the lowest rate per week. The next tier of benefits is any award from seventy-five weeks to two hundred and forty-nine weeks which is typically an award of fifteen percent to forty-nine percent and those awards are paid at the second- tier rate. Awards of fifty percent due to the accident and higher are paid at the third- tier rate and the highest rate. Finally, permanent total benefits are paid also at a high rate and are paid for the rest of your life.